The basic requirements for a residence permit are stated in Art. 55 of the Foreign Nationals Act No. 80/2016 and in Regulation no. 540/2017. All the basic requirements for a residence permit must be met, irrespective of where the application is made unless there is a special stipulation that a certain requirement does not have to be met.
Note that when renewing a residence permit it is not necessary to submit documents regarding all the basic requirements.
In order to obtain a residence permit in Iceland you must
- Submit all the necessary documents in the required format,
- be able to prove your identity with a valid passport or other authentic ID, which is also a valid document for traveling,
- meet the requirements for support,
- have a health insurance in Iceland,
- have a place of residence in Iceland,
- submit a criminal record certificate unless this is not stated as a requirement, and
- meet the special requirements for the kind of residence permit applied for.
You may not
- Leave out submitting the requiring documents,
- have accepted payments in the form of social aid,
- have a criminal record or an open case in the judicial system that could result in more than three (3) months imprisonment and
- state incorrect information about the purpose of stay.
Authorization to deviate from the requirement on satisfactory support upon renewal of a residence permit
The requirements on secure support are stated in Art. 56 of the Act on Foreigners.
Applicants are required to show indepented means of support. According to Icelandic law, parents are obligated to provide for their underage children, therefore no special support needs to be proven for children under the age of 18.
There is also a duty of mutual support between married couples, therefore it is sufficient for one party to a marriage to demonstrate satisfactory support for both of them. In other respects, there is no legal obligation on support.
The support of an applicant, who is not a married spouse or a child, therefore cannot be secure unless the applicant is able to demonstrate his/her own independent support.
The Directorate of Immigration bases the minimum amount of subsistence on the minimum financial support criteria in Reykjavik. The amounts are based on income before taxation.
- Individual, ISK 212,694 per month.
- Couple, ISK 340,320 per month. Note that in the instance of cohabitation the support criterion for individuals applies.
- Additional support for family members 18 years of age or older, ISK 106,346 per month.
A foreigner’s support must be secure during the residence permit’s period of validity. This means that if a residence permit is issued for one (1) year, secure support for one (1) year must be demonstrated.
All applicants for a residence permit must prove full independent means of support, except in the following instances:
- The spouse of an Icelandic or a foreign citizen. Due to the mutual support obligation between married couples, according to Act no. 31/1993 in Respect of Marriage, it is sufficient for one party to a marriage to demonstrate satisfactory support for both. Note that cohabitation does not equal marriage in this respect, there is not a duty of mutual support between cohabiting partners; hence a cohabiting applicant must prove independent support.
- A child under the age of 18 who is provided for by a parent or a custodian residing in Iceland.
- An individual older than 18 who has held a continued residence permit in Iceland as a child, is studying or working in Iceland and lives with his/her parent. Furthermore, there is a requirement that the applicant is neither married nor in cohabitation. Note that the support criterion here is 50% of the minimum support for an individual, ISK 106,346 per month, in addition to the support a parent or a custodian must have for him-/herself and other family members.
- A parent 67 years of age or older who is provided for by his/her child or children in Iceland. Note that the support criterion here is 50% of the minimum support for an individual, ISK 106,346 per month, in addition to the support of other adult individuals in the home.
- A host family must prove support for their au pair. The additional support is based on 50% of the minimum support for an individual, ISK 103,855 per month, plus the wage costs for the au pair, ISK 60,000 for every four weeks in au pair service.
Support can be based on more than one factor, for example, wages and own money in a bank account.
If an applicant is employed in Iceland he/she may demonstrate support by submitting an employment contract in original format. If a residence permit is based on employment the application for a work permit must be submitted together with the employment contract. If the applicant is being provided for by another individual the employment contract of that person must be submitted. Note that the authorization for a foreign national providing for another person on grounds of independent activities in Iceland is limited. According to Act no. 97/2002 on Foreign Nationals’ Right to Work, only a foreigner who is exempt from the work-permit requirement may engage in independent activities in Iceland, as well as the spouse of an Icelandic citizen.
An applicant demonstrates his/her wage income by submitting an overview of tax payments or issued invoices, stamped by the tax authorities, as well as his/her pay slips for the last three (3) months. Pay slips, printed out from an online bank account are satisfactory; otherwise a confirmation by the employer is required. If the applicant is provided for by another individual that person must submit payslips for the last three (3) months, satisfying the same requirements as listed herein and a tax-payment overview of the providing individual.
Such payments can be payments by the Social Insurance Administration regarding disability, unemployment payments, lease income and grants which an applicant receives, for example, regarding research work. This is not a complete list of the payments this paragraph refers to.
A bank-account balance in Iceland or abroad of an applicant or a provider, in a currency that is internationally recognized and can be exchanged to a currency that is registered with the Central Bank of Iceland, which may be drawn against for support during time of stay. A balance overview of the account must be confirmed by the bank and be in original format. Information on the registration of currencies is available with the Central Bank of Iceland. A printout version of an account overview with an online bank is not sufficient confirmation.
If an applicant has received a grant to study or a study loan, such payments are considered as satisfactory support if they reach the minimum required amount for support. A study loan or grant must be in a currency that is internationally recognized and can be exchanged to a currency that is registered with the Central Bank of Iceland. A confirmation must be submitted on the payment of such a loan by the relevant lending institution and confirmation of a grant must be from the grantor as applicable.
Payments in the form of social assistance by the state or a municipality (other than house leasing compensation) are not considered as secure support. If an applicant has received such compensation and is unable to demonstrate satisfactory other kind of support, a residence permit will be denied.
Alimony payments and child allowance are not considered secure support since their purpose is to support a child.
Support by a third party, in other instances than stated above, is not considered secure support.
Assets other than bank-account balances are not considered secure support (for example real estate) and dividend from companies, interest or other payments that cannot be reliably expected to be available for payment are not considered as secure support.
Cash is not considered as satisfactory confirmation of support.
Authorization to deviate from the requirement on satisfactory support upon renewal of a residence permit
If support has not been secure over a short period of time, deviating from this requirement upon renewal of a residence permit is permissible. This means, for example, if an applicant has received social assistance for a few months, has received maternity pay or had an accident. The Directorate of Immigration determines whether an exemption regarding support will be granted.
An applicant requesting an exemption from the support requirement must submit a statement with his/her application, as well as documents supporting the request, for example, a medical certificate.
Note that this exemption is only granted upon renewal of a residence permit – not when applying for a first residence permit.
A confirmation must be presented from an insurance company, licensed to operate in Iceland, stating that the applicant has taken out (purchased) health insurance, valid for six months and covering medical costs of ISK 2,000,000 as a minimum.
Icelandic insurance companies send a health insurance policy directly to the Directorate of Immigration when such insurance has been accepted and paid (see a list on the website of the Financial Supervisory Authority under Vátryggingafélög - Insurance Companies). If health insurance has been purchased with a foreign insurance company that is licensed to operate in Iceland the applicant himself must present a confirmation. The Financial Supervisory Authority maintains a register of foreign insurance companies. Note, that the Directorate of Immigration has no say about which insurance companies are licensed to operate in Iceland.
The health insurance shall be valid for six (6) months from the date of the applicant being registered with a domicile in Registers Iceland. The registration in Registers Iceland is usually made from the day the applicant‘s photo is taken, for a residence permit card, at either the Directorate of Immigration or a District Commissioner‘s office, given that the applicant has stayed in Iceland from that date onward. If it becomes necessary to change the period of validity of an Icelandic insurance, i.e. because the applicant has not arrived in Iceland yet and the application processing has taken longer than expected, the applicant must contact his/her insurance company.
Six (6) months after being registered with a domicile in Registers Iceland the applicant becomes a member of the Icelandic social insurance system. Children and adolescents under the age of 18 are covered by the health insurance of their parents or custodians who have been registered as domiciled in Iceland for at least six (6) months. The same applies to adoptive children, stepchildren and foster children. Individuals who are not covered by health insurance pay higher charges for medical services.
When applying for a residence permit no matters may exist that could cause the applicant being denied entry into Iceland. Such matters are listed in Articles 98 and 106 of the Act on Foreigners and are the same that could cause expulsion and denial of entry into Iceland.
In order to demonstrate that this requirement is met, applicants must submit a criminal record certificate issued by the country in which they reside. The certificate must not be older than 12 months when it is submitted. A copy of a criminal record may be submitted and it is not required to be legally authenticated. If necessary, the Directorate of Immigration may request further information on applicants' criminal record.
Note that different rules may apply for issuing of criminal records depending on the country.
Applicants from certain countries must consent to undergo medical examination within two (2) weeks from the date of their arrival in Iceland as provided for by law and the instructions of the health authorities; see the rules of procedure by the Directorate of Health. A residence permit will not be issued to an applicant who does not undergo medical examination when this is required by the Directorate of Health, and the applicant’s access to the social security system, etc., will not become active. Furthermore, staying in Iceland becomes unlawful and the applicant may therefore expect denial of entry or expulsion.
The purpose of the medical examination is to screen for certain diseases. Even though an applicant may be diagnosed with certain diseases, this does not mean a denial of a residence permit; instead the medical examination is intended to fulfill the requirements of the health authorities in order to enable them take the necessary measures and provide necessary medical treatment.
Before a residence permit is issued the applicant´s domicile must be registerd with Registers Iceland.
If the applicant did not state his/her place of residence in the application for a residence permit, the applicant must inform about his/her place of residence, using this special form, before a residence-permit card can be issued.
The applicant must come to the Directorate of Immigration or a district-commissioner’s office outside of the Reykjavík metropolitan area to have his/her photograph taken for the residence permit card. The applicant must bring his/her passport to prove identity.
The photograph is necessary for the issuance of a residence-permit card and to finalize the granting of a residence permit. An appointment must be made at the Directorate of Immigration or you can drop in at an office of a district commissioner if you are outside of the Reykjavík metropolitan area.
A residence permit will not be issued if the applicant does not come in to have his/her photopraph taken and the applicant’s access to the social insurance system etc., will not become active. Additionally, the stay in Iceland becomes unlawful and the applicant may expect denial of entry into the country or expulsion.
An applicant must fulfill the special requirements of the residence permit for which he/she applies; see here the categories of residence permits.
There are other requirements for a residence permit than these basic requirements as listed here. An example of this is how an applicant for a residence permit on grounds of study must prove enrollment in a school and an applicant for a residence permit on grounds of marriage must submit a confirmation of the marriage.